Privacy Policy

This privacy policy (“Policy”) tells all persons who access the Sites (“you”) about the information that CreditRiser (“CreditRiser”, “we”, “us” or “our”) collects from you in connection with your use of the www.creditriser.co.in. By accessing or using the creditriser.co.in web site, you agree to the terms of the creditriser.co.in Privacy Policy, as outlined below. If you do not agree to these terms, please do not access or use this site. CreditRiser reserves the right to change its Privacy Policy from time to time at its sole discretion. Further your use of this site will be subject to the most current version of the Privacy Policy at the time of such use. This Policy is meant to help you understand what data and information we collect, why we collect it, and what we do with it. This is important and we hope you will take the time to read it carefully. If you have any complaints regarding this website or the privacy policy you can contact us through abuse@creditriser.co.in.

 

TYPES OF INFORMATION/DATA WE COLLECT

BUSINESS INFORMATION/DATA

We collect and retain all information/data provided to us and concerning or related to your business, this includes information entered online by you. The business information/data that we collect includes, but is not limited to the following:

1. Company and contact person information/data, including name, title, address, contact number and e-mail address.
2. Information/data regarding financial details data of profitability and balance sheet data.
3. Information regarding company stability for about risk management planning.
4. Information regarding your company’s management, such as the educational and career histories of company principals.
5. Information regarding company past and future business operating trends and credential.
6. Trade and business credit information, including payment histories and patterns.
7. Information regarding credit and loan facilities avail and their current status.
8. Information regarding security offered for avail the loan facilities.
9. Credit/debit card information in order to process certain subscription payments.

 

PERSONAL INFORMATION

When you engage in certain activities on this site, such as ordering reports, CreditRiser may ask you to provide certain information about yourself or company, such as name, mailing address, Personal contact information, Business contact information, Financial/billing data, bank account numbers, Credit/Debit Card Number and other personal identifying information. The information depending upon the activity, some of the information that we ask you to provide is identified as mandatory and some as voluntary. If you do not provide the mandatory data with respect to an activity, you will not be able to engage in that activity.

 

WEB SERVER LOGS

In the process of administering our site, we maintain and track usage through Web server logs. Web server logs provide such information as what types of browsers are accessing our site, what pages receive high traffic, and the times of day our servers experience significant load. We use this information to improve the content and navigation features of our site. It is not used to personally identify you.

 

HOW YOUR PERSONAL INFORMATION IS USED

CreditRiser collects your information in order to record and support your participation in the activities you select. The information that you provide is also used as part of our effort to keep you informed about special offers and other products and services of CreditRiser. CreditRiser will only use customer personal data when the law allows it to do so. Personal Information will be used for the following reasons:

1. To verify the identity of the customer.
2. Enable the customer to access and use the service.
3. Process and complete transactions, and send the Customer related information, including purchase confirmations and invoices.
4. Send messages, including responses to the Customer’s comments, questions, and requests to CreditRiser or other users.
5. Contact the Customer at any telephone number, by placing a voice call or through text (SMS) or email messaging, as authorized by the Customer under the Terms of Service.
6. Sending the Customer business messages such as those related to payments.
7. To do such activities for which the Customer have explicitly given us consent.
8. To inform the Customer about CreditRiser’s new products and/or services.
9. Provide customer service and support.
10. To deal with legal disputes, if any.

 

CONSENT

When you access and/or use the Website and the Services, you specifically accept this Privacy Policy. By accessing, browsing and/or using the Website and Services, you are specifically consenting to CreditRiser processing the Customer Personal Data in accordance with this Privacy Policy. If you do not agree to the Processing of the Customer Personal Data in this way, please do not use the Website and the Services or otherwise provide us with your Personal Data. Collection use and Processing of Personal Data under the Data Protection Laws require your express consent. We reserve the right to disclose any and all pertinent customer information to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate.

 

ACCESS TO YOUR INFORMATION

At your request, where the law requires us to do so, CreditRiser will confirm what personal information we have about you, provide you with information about the ways in which the personal information may have been used or disclosed during the past year, update your information, remove your information, and/or correct any inaccuracies in such personal information. We will make every concerted effort to respond to your request in a timely manner.

 

YOUR ACCEPTANCE OF THIS POLICY AND REVISIONS TO THIS POLICY

CreditRiser reserves the right to update and revise this Policy at any time. You can determine if this Policy has been revised since your last visit by referring to the “Effective Date of Statement” date at the top of this page. Your use of the Sites constitutes your acceptance of the terms of this Policy as amended or revised by us, and you should therefore review this Policy regularly to ensure that you are aware of its terms.